Apply for a Habitat Home

Now accepting applications for a 2-Bedroom Home at 44 Oak Avenue in Oak Bluffs on Martha’s Vineyard. Application deadline is 5:00 pm on Tuesday, June 30, 2026.

Applications can be dropped off at the Housing Office, 21 Mechanic St. V.H., or mailed to:
Dukes County Regional Housing Authority, PO Box 4538, Vineyard Haven, 02568.

IMPORTANT: Applications will not be accepted by fax or email.
Completed applications must be received at the Dukes County Housing Office,
or postmarked as sent, by 5:00 pm, Tuesday, June 30, 2026. Late applications will not be considered.

Application Criteria:

• You are in critical need of year-round affordable housing.

• You are willing to complete the required sweat equity on your home (400 hours for a two-adult household – 200 hours for a one adult household) plus commit a minimum of 20 hours per adult per year to work on future Habitat projects.

• You have a maximum family income of $8,683 per month or $104,200 per year, which is 80% of the 2025 Median Income for Dukes County (based on a family of four or lower depending on actual family size).

• You have a minimum family income of $7,505 per month or $90,060 per year, which is 60% of the 2025 Median Income for Dukes County (based on a family of four or lower depending on actual family size).

• You will be able to pay $6,700 toward closing fees and insurance.

• You do not currently own a home.

• You do not have the financial means to purchase a house with a conventional mortgage.

• You can meet the financial obligations of owning a home.

• You can successfully complete a mortgage application and interview process, including reference checks, income verification, sex offender registry check and credit reports.

• You are a US citizen or permanent resident.

• You are willing to attend a home buyer seminar at Oak Bluffs Library, Saturday, June 13, 2026, at 1:30 p.m. downstairs in the conference room.

• You are a Martha’s Vineyard resident.